Word: paypal
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...friend who lives in Chicago to transcribe the tapes that have been piling up. With a few e-mails, we quickly agreed on a price and a work schedule. In his last e-mail, my new assistant had a novel request. Would I mind paying him through PayPal...
...second time in a week I had been steered to PayPal. A few days earlier, I won an auction on eBay, and the seller's listing said he accepted payment through PayPal and Billpoint. I knew these were the two leaders in the online-payment field, with millions of registered users between them, but I had never used either one. I decided to give PayPal...
Things were a lot different with PayPal. I went to its website www.x.com) filled out a short registration form and entered my credit-card number. Then I typed in the e-mail address of the person I wanted to receive the money and the amount I wished to send. A few mouse clicks later, my $65.10 winning bid was hurtling through cyberspace to a seller in Florida, who got an e-mail telling him my money was waiting...
...cost, for me, couldn't be better. PayPal and Billpoint are free to payers, and Billpoint is currently running a promotion that takes $1 off all purchases made with a Visa card. PayPal actually pays you $5 to open an account and another $5 for each friend you refer. Both services make their money by charging the seller a small fixed fee and a percentage of the total dollar amount sent on each transaction...
...PayPal and Billpoint are a great way to make payments to individuals and small businesses. But the "killer app" right now seems to be auctions. PayPal is used in an estimated one-fourth of all eBay auctions. And Billpoint, which is partly owned by eBay and seamlessly integrated into its payment system, is used for many more. PayPal's website includes a handy list of ways you might want to use the service, from sending money to kids away at college to "collecting payments from co-workers for office pools." (Wait, aren't there laws about that?) But the truth...