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...legislative action starting in September when it was reported that banks expected to draw $38.5 billion this year in “overdraft protection services,” 90 percent of which was coming from 10 percent of checking accounts. It’s the people who can least afford it who subsidize the rest...
...explain the fact that Americans carry an average of eight credit cards and as much as $10,000 in unpaid balances and that, as a country, our collective credit-card debt now tops $960 billion. To shame that these costs fall on the shoulders of those who are least well positioned to shoulder them...
...husband is raising two boys in New York City, had ingested all the same messages as the rest of us. Her sons' school once held a pre-field-trip assembly explaining exactly how close to a hospital the children would be at all times. She confesses to being "at least part Sikorsky," hiring a football coach for a son's birthday and handing out mouth guards as party favors. But when the Today show had her on the air to discuss her subway decision, interviewer Ann Curry turned to the camera and asked, "Is she an enlightened...
Fear is a kind of parenting fungus: invisible, insidious, perfectly designed to decompose your peace of mind. Fear of physical danger is at least subject to rational argument; fear of failure is harder to hose down. What could be more natural than worrying that your child might be trampled by the great, scary, globally competitive world into which she will one day be launched? It is this fear that inspires parents to demand homework in preschool, produce the snazzy bilingual campaign video for the third-grader's race for class rep, continue to provide the morning wake-up call long...
...revolutionary leaders are careful about offering too much advice. Parents have gotten plenty of that, and one of the goals of this new movement is to give parents permission to disagree or at least follow different roads. "People feel there's somehow a secret formula for parenting, and if we just read enough books and spend enough money and drive ourselves hard enough, we'll find it, and all will be O.K.," Honoré observes. "Can you think of anything more sinister, since every child is so different, every family is different? Parents need to block out the sound...