Word: rebuilders
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Dates: during 2000-2000
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...EAST-WEST After World War II, a Russian-born doctor and his French wife accept an invitation to help rebuild the U.S.S.R.--and enter into decades of police-state agony. Director Regis Wargnier's film is a great, gray epic of despair and survival...
...presidency was a difficult affair. He arrived in office in 1990 as a popular reformer, a man who planned to fix Peru's damaged economy and rebuild a society fractured by drug dealings and decades of low-level civil war. Doing all that, however, required that Fujimori use a firm hand. As the years went by, the hand became harsher, and Fujimori's government became more susceptible to charges of corruption. He won a third term earlier this year, but the vote was clouded with suspicion. By September, when he said he would step down the following July, Peruvians were...
...look forward to reviewing my homeowner's insurance the way I do to cleaning the gutters on the roof. Preventive care is a pain. It's amazing, though, how much trouble can turn up. Did you know, for example, that coverage guaranteeing you'll have enough money to rebuild your house is disappearing? That's what my Allstate agent told me a few weeks ago, and I was floored. Isn't the main point of homeowner's insurance to ensure that you can replace your house should it burn down...
...upshot: insurers have quietly shifted the risk of knowing what it would take to rebuild your house from them to you. Because of that, you're at greater risk of buying too much or too little insurance. Too much is better, but it's a crime that insurers are bleeding homeowners for unneeded coverage just so they can achieve peace of mind...
...insurers don't see it that way, of course. They say they have absorbed losses for years because homeowners tend to understate the value of their homes when buying guaranteed replacement-value policies. That way homeowners get the guarantee of being able to rebuild while saving on premiums, which run about $5 per $1,000 of coverage. Not fair...