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...plan for up to 18 months. Unlike the Family and Medical Leave Act (FMLA), COBRA does not require the employer to pay the cost of providing continuing coverage. Instead, it allows employees and their dependents to maintain coverage at their own expense by paying the full price of the premium plus an administration fee. The Joint Committee on Taxation, a non-partisan group focused on government finance, estimates the existing nine-month Cobra subsidy program has helped provide health care coverage to approximately 7 million Americans in 2009 at a cost of $24.7 billion...

Author: /time Magazine | Title: Waiting for Reform: The Unemployed Get a Health Care Gift | 12/24/2009 | See Source »

...beer face similar import duties, as well as additional and constantly changing state taxes and regulations. The complexity of the market means that only big producers like Jack Daniels and Jim Beam can afford to make a go in India on their own, and usually only with their premium labels. Although single-malt is a new status symbol in India, Scotch-whisky producers have been similarly frustrated in their efforts to crack the Indian market. In response to complaints at the World Trade Organization, India has lowered its base tariff, but alcohol importers and trade representatives from...

Author: /time Magazine | Title: Tapping into India's Growing Alcohol Market | 12/23/2009 | See Source »

...major carriers will accept holiday shipping as late as Dec. 23 - two days later than the deadline for first-class and priority mail shipments through the USPS. For the privilege of overnight shipping that arrives at your destination on Christmas eve, you can expect to pay a hefty premium...

Author: /time Magazine | Title: Christmas Shipping: How to Beat the Rush | 12/16/2009 | See Source »

...cruise industry is basically a duopoly, with two players--Carnival, which owns Cunard, Holland America, Princess and Seabourn, among others, and Royal Caribbean, which also owns Celebrity and a few international lines--controlling 70% of the market. There are three segments: contemporary, at $200 and under per day; premium, $250 and up; and luxury, at $300 and above. Royal Caribbean and Carnival operate mostly in the contemporary segment...

Author: /time Magazine | Title: Will the World's Largest Cruise Ship Sink or Swim? | 12/14/2009 | See Source »

...Royal Caribbean had sales of $6.5 billion last year, with $574 million in earnings--and ancillary charges, easily paid with a swipe of your onboard ID, made up about a quarter of those revenues. In the past 10 years, the ships have added acupuncture, personal trainers, spinning classes and premium restaurants. One line even offers Botox treatments. The bigger the boat, the more opportunities, which is why Kochneff, for one, expects cruise companies to introduce more sea monsters like Oasis...

Author: /time Magazine | Title: Will the World's Largest Cruise Ship Sink or Swim? | 12/14/2009 | See Source »

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