Word: kuzmich
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Dates: during 1990-1999
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Ethical or not, these tactics are perfectly legal, so long as families do not lie about assets. John Kuzmich, a high school band director in Golden, Colorado, with a Ph.D. in music, managed to obtain a computer-teaching job with lower pay in the hope that his son will qualify for more aid next year. Some families pump as much money as possible into retirement funds, whole life insurance or tax-deferred annuities, none of which are counted as assets. They lend money temporarily from savings to a family corporation. They invest in a condo near campus, which increases debt...