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...reporters, Karen Ignagni, lead lobbyist for the industry, described the Democrats' marketing push as a new campaign "launched to demonize health plans" and "the same-old Washington politics of 'find an enemy and go to war.' " Said Ignagni before declaring insurers' support for reform: "Attacking our community will not help get anyone covered...

Author: /time Magazine | Title: What Insurers Are Trying to Get Out of Health Reform | 8/6/2009 | See Source »

...status and gender. But one variable that will persist is age, since older enrollees represent more health risks than younger enrollees, and insurers are doing their best to retain the most flexibility in that area. Current reform legislation in the House and the Senate Health, Education Labor and Pensions (HELP) Committee would allow insurers to vary premiums on the basis of age only by a factor of two, meaning insurers would be allowed to charge older enrollees premiums that are twice as high as those for younger ones. (In the health-policy world, this is known...

Author: /time Magazine | Title: What Insurers Are Trying to Get Out of Health Reform | 8/6/2009 | See Source »

...Plans (AHIP). Put another way, says Kahn, "Insurance isn't free, and you have to have groups with many more healthy people than sick." As a result, insurers are pushing for harsher financial penalties on Americans who would forgo insurance even in the face of a government mandate. The HELP Committee bill would charge the uninsured a minimum annual penalty of $750 for individuals, a figure that is far below the annual expenses of full-cost premiums, which insurers think the penalty should at least equal in order to succeed. The House draft includes a penalty of 2.5% of modified...

Author: /time Magazine | Title: What Insurers Are Trying to Get Out of Health Reform | 8/6/2009 | See Source »

...much the same reason, another focus of insurers is the provision to provide federal subsidies to lower-income Americans to help them afford coverage. If subsidies are not sufficiently large enough, insurers say, many Americans would opt not to buy coverage. AHIP favors subsidies to Americans earning up to 400% of the federal poverty line, the same level of subsidies in both the House and HELP bills. The Senate Finance Committee, the lone remaining committee with jurisdiction over health care yet to produce a bill, hasn't announced which subsidy level it will support. But in an effort...

Author: /time Magazine | Title: What Insurers Are Trying to Get Out of Health Reform | 8/6/2009 | See Source »

Before leaving Kenya for her next stop, South Africa, Clinton met with Somali President Sheik Sharif as part of U.S. efforts to help the weak Transitional Federal Government fight the militant Islamic al-Shabaab insurgency, which is supported by neighboring Eritrea. She was clear that this was in Washington's interest, warning that "if al-Shabaab were to obtain a haven in Somalia which could then attract al-Qaeda and other terrorist actions, it would be a threat to the U.S." To make the point, Clinton visited the site of the 1998 bombing of the U.S. embassy in Nairobi...

Author: /time Magazine | Title: In Africa, Can Clinton Be Obama's Surrogate? | 8/6/2009 | See Source »

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