Word: coffey
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Dates: during 2010-2019
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...faster, don't require complicated paperwork and don't affect one's personal credit. Since the loan is backed by merchandise, if the loan isn't repaid, the person simply loses the pawned item - "whereas with other types of loans, I could lose my house or car," says Henry Coffey, a senior analyst at Sterne Agee & Leach...
...earnings growth of up to 20% in fiscal 2010. The three companies' stocks improved in 2009 - Cash America climbed 28%, First Cash rose 16% and EZCorp was up 13% - and analysts expect the rally to continue this year. "You've got cheap stocks growing at 20% a year," says Coffey, "so the stage is set for a pretty good...
...Coffey estimates that payday loans account for 35% of Cash America's revenue, 22% of EZCorp's total revenue and only 10% to 12% of First Cash's revenue. First Cash recently sold all 22 of its payday outlets in California, Washington and Oregon to lower its exposure to payday-loan regulatory issues - a move Elving says should boost the company's valuation...