Word: cheaper
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...Instead, there is a better, cheaper, less risky, more direct way to improve banks' balance sheets and restore confidence. Here...
...core issue is that there aren't enough people buying houses. Usually, when price goes down, demand rises, but in the housing market, falling values make potential buyers fearful, sending them to the sidelines as they wait to see how much cheaper homes will get. If we could restore buyers to the market, the thinking goes, prices would stabilize, delinquent borrowers could sell instead of falling into foreclosure, and the value of the mortgage-related securities contaminating our financial system would stop being such a mystery...
Again, though, let's not hail a solution as the solution. A targeted tool like loan modification is probably a more useful allocation of resources than a blanket policy like cheaper mortgages. Since half of all repossessed-home sales are in just four states (California, Michigan, Ohio and Florida), we can focus efforts there...
...what we once called the "small screen" is fading away. We'll have tiny screens and giant screens: online devices and ever cheaper flat-screen video walls. To me, lush cinematic shows like Big Love and Mad Men need a big canvas; for others, it's football that demands the real estate. Some shows are more interchangeable. I was not surprised to find that MTV's The Hills, with its sleek visuals and forgettable dialogue, is perfectly suited to the bauble-like screen of the iPhone...
...really want to go green, the conventional thinking goes, buy a hybrid. Practically speaking though, there is a faster and cheaper option: shift to a low-carbon diet. The meal plan of the average American family accounts for 2.8 tons of CO2 emitted annually, compared with 2.2 tons for driving. Worldwide agriculture contributes some 30% of global greenhouse-gas emissions, far more than transportation. So when it comes to cutting your carbon footprint today, the truth is that what you eat is as important as what you drive. "If you can't buy a Prius," says Jonathan Kaplan...