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...healthy lives - and continue to pay their premiums. So it would not be in the insurers' interest to support tobacco use. But the authors argue that in fact, insurers profit both ways. "Although investing in tobacco while selling life or health insurance may seem self-defeating," the authors write, "insurance firms have figured out ways to profit from both. Insurers exclude smokers or, more commonly, charge them higher premiums. Insurers profit - and smokers lose - twice over...
...currency that is not convertible, which makes it cumbersome to mobilize yuan assets to acquire and grow overseas businesses. Recent purchases by Chinese financial institutions have not turned out well. Insurer Ping An, which paid $3.5 billion for around 5% of Fortis, a European financial group, has decided to write off most of that investment after Fortis' share price fell 78% in the fourth quarter...
...focus on practice over scholarly theory is best reflected by the Music department’s decision to embrace musical performance.Chamber music and conducting courses will finally count toward concentration requirements, and students can qualify for honors by performing a recital at the end of senior year rather than writing a thesis.Recently tenured music professor Alexander Rehding overhauled the syllabus for Music 51: “Theory 1” when he took the reins this past year—not only by making it a divisible course, but also by encouraging students to compose and perform in many genres...
...just simply went on talking without interruption. That was just overwhelming.” Iriye first worked with May in 1957, when Iriye came to Harvard as a graduate student. May eventually became his dissertation advisor. As an international student from Japan, Iriye said he sometimes struggled with writing in English, but May spent dozens of hours poring over Iriye’s dissertation line by line with his foreign pupil and even helped him write his conclusion when Iriye found himself pressed to finish by his deadline. Philip D. Zelikow—a student of May?...
...their own benefit often find themselves disappointed, whereas those who seek to improve the well-being of others may have a greater likelihood of being happy themselves. Research shows that those who are altruistic and selfless often have higher levels of happiness. Psychologists Ed Diener and Pelin Kesebir write, “Happiness appears to bring out the best in humans, making them more social, more cooperative, and even more ethical.” These findings are consistent across multiple studies and environments. Moreover, according to Earley and Konow, “some tasks, such as helping others, appear capable...