Word: vices
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...could redo it all, we would try to negotiate and structure the guarantee differently. "There are other bargaining chips in lieu of or to reduce the personal guarantee that banks may not go out of their way to reveal," says Michele Dean, senior vice president at Bethpage Federal Credit Union in Bethpage, N.Y. These chips include pledging accounts receivable and asking for a guarantee that gets smaller each year as you build a credit history...
...Reasonable Plan Gone AwryObama and Holder met after Obama was elected to the Senate in 2004; three years later, when Obama launched his bid for the presidency, he tapped Holder to be co-chair of his campaign. Holder co-headed Obama's vice-presidential search in the summer of 2008, and the two have remained close and socialize often. "It's an asset to be close to the President," says Jamie Gorelick, an old friend of Holder's and a former Justice Department official, "and to have a sense of how your actions will align with his judgments." Holder...
...latest initiatives are aimed at slowing the steady stream of homes that are headed toward foreclosure. The number of households receiving foreclosure filings, which includes default notices, auction-sale letters and bank repossessions, was 2.8 million in 2009, up from 2.3 million in 2008, according to Rick Sharga, vice president of marketing for RealtyTrac. He expects filings to increase to 3 million this year...
Rick Sharga, vice president of marketing for RealtyTrac, is cautiously optimistic that the program will help slow foreclosures. "One of the things that's prevented more success on these [loan-modification] programs is, we've had a principal-balance problem, and this program, on the face, would seem to resolve that." He says it's long been believed that homeowners would be able to support mortgage if they were based on current market values. Right now, many can't refinance because their loans are worth more than their houses, he says...
...December, the UC had released a public spreadsheet of common room information that—according to UC Vice President Eric N. Hysen ’11—was “a big step forward” but still needed to be organized into a more easily navigable database...