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...Seattle, and is working with members of Congress to pass energy-efficiency legislation that would increase rebates and subsidies to cover as much as half the cost of a green retrofit. Such incentives are vital. Although lower utility costs mean upgrades will pay for themselves over time, the up-front cost of better insulation or double-pane windows can be prohibitive, especially during a recession...
...million in auto bonds. The loan costs 1.5% a year, or $1.5 million on $100 million, which lowers the investor's take-home return to $2 million. But remember, the investor had to put up just $8 million. That means the annual return on the much smaller up-front investment zooms to a fat 25%. Lower-rated auto loans can pay as much as 30%, but they have a much higher rate of default - and potential buyers will not get access to those low-cost government loans. Plus, these days, few investors are willing to take more risk than they...
...that it was "too clever by half," creating elaborate incentives for private investors when the simple solution would be to have Uncle Sam immediately wade in, grab control, wring out the bad debt and punish the malefactors. The more complex approach attempted to avoid the stigma and huge up-front costs of "nationalizing" banks. But "the Administration hasn't sold its policy efforts well enough," Zandi says. (Read "How to Spend a Trillion Dollars...
...through all of his experiments and career meandering, he's never made a dull album - the marriage of musician and retailer is just as intriguing. The upside for Prince is obvious: in an era when record sales continue to slide, there's nothing quite as sweet as cash up-front, even if it does mean your face on a big cardboard display right next to the Swiffer. For Target, there's a small element of brand burnishing - Prince likes us! - but the music is primarily just one more product to seduce shoppers into its stores...
...keeping with romantic-comedy tradition, there is one special widower living in New Ulm. Handsome and hirsute Ted (Harry Connick Jr.) is the local union representative, part-time fireman and possessor of a pickup truck with a snowplow mounted up-front. Playgirl would present him nestled on a bearskin rug, Budweiser in hand. Since Ted represents the worker and the frozen small-town tundra, and Lucy represents the Man and despicable urban living - seriously, did Governor Sarah Palin have a hand in this script? - it's preordained that they will despise each other. For a few scenes, anyway. If only...