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...Where will all this lead? Companies that haven't done so already will likely move even more swiftly toward defined-contribution plans in place of defined benefits, because doing so reduces the potential scale of their future liabilities. The shift means firms will assure you, the employee, of how much they are putting into your retirement fund instead of promising how much you'll end up with. That latter amount will depend on how your investments perform rather than on the scope of your employer's pledge. "When my father was working, he knew what he would retire on," says...

Author: /time Magazine | Title: Pension Funds Weakened By Stock-Market Decline | 10/31/2008 | See Source »

...however, deeply worried about the Urkel effect, which holds that voters leaning toward Obama will walk into the voting booth and suddenly think, I cannot take four years of listening to that giant-eared nerd. Because people are starting to realize that Obama is not all that cool. He's earnest like C-3PO, emotionless like Spock, overly practical like Encyclopedia Brown and incredibly skinny like C-3PO, Spock and Encyclopedia Brown...

Author: /time Magazine | Title: Can Obama Overcome the Urkel Effect? | 10/31/2008 | See Source »

Have I been disappointed Bush didn't make any meaningful move toward cleaner, domestic natural gas as an alternative to foreign oil? Probably. But did that weigh into my Swift Boat support? Not at all. I had serious questions about [John Kerry's] military service, and he never would answer them...

Author: /time Magazine | Title: 10 Questions for T. Boone Pickens | 10/31/2008 | See Source »

...stays fresh with the injection of reggae flavor on “No Other Love” (featuring British diva Estelle of “American Boy” fame) and infectious bonus “Can’t Be My Lover.” Things slow down toward the second half with the excusable ballad “This Time”—a return to the piano-driven, earnest love song Legend has mastered, except this time backed by even sappier strings—and the sweeter, stronger tunes “Take Me Away?...

Author: By Zoë Morrison, CONTRIBUTING WRITER | Title: John Legend | 10/31/2008 | See Source »

...textbook in “Organismic and Evolutionary Biology 10: Foundations of Biological Diversity” at Harvard, an introduction to environmental science class at University of Wisconsin, and in classes at the University of Warwick in England. Before the lecture, Chivian lauded Harvard’s efforts toward promoting environmental sustainability. He called Harvard’s green initiative “groundbreaking.” “It’s been exciting that educational institutions see themselves as providing an example not just for students but for the community,” he said...

Author: By Jillian K. Kushner, CONTRIBUTING WRITER | Title: Nobel Peace Laureate Touts Biodiversity | 10/31/2008 | See Source »

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