Word: three-year
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...Jong, the managing director of the company's branch in Leiden, brewed the Coffee Savings Account as a way to support coffee farmers in developing countries, staying true to the company's agricultural-banking roots. Customers have to put away a minimum of about $1,000 for a three-year term to collect the annual interest of 12 bags of coffee, each of which contains 250 grams, about 8.8 ounces. That roughly amounts to a 4% return, says the bank, which beats the 3% yield on standard savings accounts. The downside: you're locked into that rate for three years...
...guards will all receive a raise for each year in the three-year deal, according to McCombe. The wages will increase almost 9 percent over three years when compounded: rates will increase 3.5 percent the first year, 2.75 percent the second and 2.5 percent the third...
...including Columbia High Yield and Northeast Investors. He also favors short-maturity bond funds (which yield just north of 1%) like Vanguard Short-Term Bond. Bank CDs are another alternative to money-market funds. Keep a mix of CDs that come due in three, six, 12 and 18 months. You can get 2% on a three-year CD, but you'll run the risk of locking in a historically low yield just as yields--and total returns on dividend-paying stocks--start to rise...
...told his mother Anne Marie Mattison, left, and his father Jon Wershow, a former county commissioner, that he would serve a tour as an enlisted man, then go to college and officer-candidate school. Jeffrey believed the experience would later earn him more respect from the troops. After a three-year stint at Fort Bragg, N.C., he joined the Florida National Guard and attended Santa Fe Community College. He was also active in politics and helped run the successful re-election campaign of county commissioner Cynthia Chestnut. In December Jeffrey's unit was called up for duty. Wershow was shot...
Common wisdom holds that you should never invest in a stock mutual fund that has less than a three-year record--no matter how well the fund performed the previous year or two. Even a monkey throwing darts has a 50% shot at superior returns over one year, and the ape's odds of doing well over two years remain uncomfortably high. Do you really want to take the chance that your fund manager is nothing more than a lucky primate? Of course not. But you don't want to rule out potential winners either. New evidence suggests that young...