Word: third
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...Bank of America and Citigroup are not alone in needing to make changes. At Wells Fargo, only four of that bank's 17 independent board members have a background in the financial-services industry. And even among that group, only two have been executives at a bank. Fifth Third Bancorp, which was deemed to need an additional $1.1 billion in capital in the government's recent stress test, has no independent directors on its board with prior experience working at a bank. Two of its board members do have financial-services experience, but with insurance companies. At JPMorgan Chase, none...
...second message 20 minutes later brought more truncation, urging students in the area to “await furt [sic]”. An hour later, a third SMS took a different approach—speculation: “HUPD believes assailants have left the area and says that it is safe to resume normal activities.” Needless to say, that half-baked sign of reassurance did not calm many. But at least it was not a cut-off warning...
...While Washington tries to figure out how to slash $2 trillion from the national millstone of health-care costs, Administration officials say almost a third of those savings could be achieved by targeting Miami and other warped medical markets like it. Miami's inordinate health-care outlay - 20% more than the national average - "is not a pretty picture," says Kate Fitch, a principal and health-care consultant for the Seattle-based Milliman Inc. consulting firm and a co-author of its Index. That's especially true since Miami-Dade County also has one of the country's lowest median incomes...
...primary care a focus of the new medical school at Miami's Florida International University. But a bigger problem is Florida's refusal to require its doctors to carry malpractice insurance - a major concern given how lax the state's medical-practice standards have been historically. More than a third of South Florida's physicians are uninsured, largely because coverage itself has become so expensive on the peninsula (although the state does require that they set aside at least $100,000 of their own assets as self-insurance). As a result, those doctors are often more concerned with covering their...
...analysts doubt direct Iranian involvement. There is speculation that rogue elements of Iran's Revolutionary Guard are to blame, the same way members of Pakistan's Inter-Services Intelligence agency are known to abet militants in the eastern borderlands. Others point out the arms might be smuggled in from third countries. But there is consensus that Tehran, despite its historical aversion to the Taliban, has shown a willingness to "interfere in Afghan affairs as leverage against the United States when threatened," says Haroun Mir, a security analyst in Kabul...