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...That strategy is to stay focused on core banking operations. While bank chiefs in the U.S. and Europe gorged on high-risk subprime lending and complex mortgage-backed securities in a quest for fat returns, Sands avoided toxic assets that got its competitors into trouble. Sands became even more cautious as the U.S. housing bubble began unraveling in 2007. Some risky borrowers - such as low-margin Asian exporters, which have been hit hard by the collapse of U.S. consumer spending - were asked to cough up more collateral when renegotiating loans, while other marginal customers were denied further credit. To strengthen...
That freedom from bureaucracy is exactly why people go into the charter-school business in the first place, says Nelson Smith, president and CEO of the National Alliance for Public Charter Schools. And it's exactly what would need to stay in place if school districts are serious about having charter operators come in and take over parts of, or entire, failing schools. "It shouldn't be thought of as trying to change the ocean liner's course," says Smith, but rather, to carry out his metaphor, rebuilding the entire ship. "It would have to be really starting...
Such a radical approach - where, as Duncan says, "the children stay and all the adults leave" - is one of several turnaround options that the Department of Education has endorsed. In Chicago, where Duncan was CEO of the city public school system for seven years, several schools underwent turnarounds under his watch. Results have been mixed, and because some union teachers lost their jobs, the process was - and continues to be - controversial. At a June 19 speech in Chicago, Duncan was welcomed home by a group of protesters railing against charters and turnarounds...
...affair, even if they're asked point blank. But won't they miss out on that process of forgiveness? There are many people who have no talent for forgiveness. It's as if they're frozen in this betrayal for years and years. If [you plan to stay in the marriage], why would you tell your spouse something that's going to devastate her and make it so much harder to heal? Couples end up talking for hours about every little detail. They want to know: Did you go there with her? Did you do this with him? The conversation...
...years of high-input agriculture. She says better crops need to be re-discovered and developed through traditional methods as well as new technologies such as genetically modified seeds. "And we need to build a buffer stock of such seeds," she adds. If India hopes to get back and stay on a high-growth trajectory, it cannot afford to leave its fate at the mercy of the skies...