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...sorts of changes that will really improve a homeowner's chances. While the popular notion of loan modification might have the lender lowering an interest rate or reducing the overall loan balance, many work quite differently. For example, one of the most widely implemented changes is to simply spread missed payments over the remaining life of the loan. That has the perverse effect of raising, not lowering, a homeowner's monthly payment. The nonprofit Center for Responsible Lending estimates that nearly half of the loan modifications reported by Hope Now Alliance have left homeowners with the same or higher monthly...
...ABNNF framework calls for approximately 640 mixed-income units interspersed with new retail, spread out over the 28 additional acres of the Harvard-owned Holton Street Corridor, which is adjacent to the proposed Charlesview relocation site...
...Currently, 17 students—one or two in each upperclass house and three in the Yard—spread REP’s message to the 6500-person student body. An ecoREP’s tasks include informing our peers about the environmental impacts of heating, laundry, food, lighting, and every other part of student life. REP would benefit from an increase in size, especially given the diluted value of internet-based communication with students who feel their lives are a never-ending stream of emailed tasks...
...would be naïve “to take at face value documents discovered in secret police files years after a Stalinist regime has vanished,” the editorial board asserted on Saturday. In exactly this manner, journalists should pause before using their power to shock and spread controversy. Their prime responsibility is to exercise caution when making claims and, when blunders occur, to seek a “public recognition and rectification of [their] mistakes,” just as Solzhenitsyn demanded at Harvard 30 years ago. We can only hope that the Russian writer?...
...race for the Presidency pushes towards that fateful November Tuesday, many of us continue to be concerned about our country’s place in today’s world. “The Freedom Agenda: Why America Should Spread Democracy (Just Not The Way George Bush Did),” journalist James Traub’s pointed study of America’s attempts to promote democracy abroad and the damage those attempts have done to our image, could not have come at a better time.Traub takes the reader through the history of America’s foreign expansion...