Word: spending
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...even where there's no official support, men can improvise ways of boosting the time they spend with their kids. While living in Singapore several years ago, Prasenjit Basu found that his ferocious working hours as Credit Suisse First Boston's chief economist in Asia were causing him to miss out on seeing his two young children. "What I began to do was come home for lunch at the time they came home from school," he says. As his children grew older, their school days lengthened. "I'd be eating my lunch at 3 p.m. or 3:45 p.m.," Basu...
...might not be that easy for Dove to overturn the mind-set against aging gracefully. Boomers might say they want to look their age, but how they spend their money is another matter. How else to account for the more than 4 million Americans who got Botox injections last year? The antiaging mantra has spread beyond face creams. Revlon makes a line of "age-defying makeup," and Crest makes "Rejuvenating Effects" toothpaste. Even winemaker Robert Mondavi has jumped into the beauty pool with a luxury antiaging skin-care line, Davi ($175 for a 2-oz. jar), packed with grape-seed...
Whatever its limitations, supporters of the microcredit sector say its power to help individuals is real. "Women who come out of poverty spend extra income on health care, housing or sending their children to school," says Gowher Rizvi, a former Ford Foundation exec who gave Grameen its first grant. "That's worthwhile if it's even one family." Back in Ecuador, Penafiel was able to pay back his Kiva.org loan five months later, and had a little left over to cover his six kids' school fees. It isn't quite the American Dream, but it's a start...
...CASH Last year Uncle Sam paid out $230 billion in tax refunds to individuals. This year the average refund is up 3%, to $2,771. Call it the April dilemma. Do you spend, save or invest it? 74% of taxpayers get refunds
...alleged penchant of women, especially frivolous single women, to waste money on themselves. As Lois Frankel writes in Nice Girls Don't Get Rich, "Buying those morning lattes, extra outfits and expensive dinners with friends adds up to having less in your retirement and savings accounts." Women do spend $1,069--$246 more than men do--on clothing every year, according to the Bureau of Labor Statistics 2004-2005 Consumer Expenditure Survey. But that's chump change compared with what single men spend on car ownership ($846 more than single women), eating out ($752 more), alcoholic drinks ($280 more...