Word: specialists
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Baby boomers, 76 million of whom are now in their 40s or 50s, refuse to grow old gracefully. Sales for what the cosmetics industry genteelly calls "age-specialist" products could shoot well over $2 billion this year, says Mark Brooks of NPD BeautyTrends. It has even inspired a best seller--The Wrinkle Cure (Rodale Books; $22.95), by Yale dermatologist Dr. Nicholas Perricone. With so many products to choose from, it's a challenge to separate the science from the spin...
Still, his victory looked even more certain on Thursday, when the riders climbed barren, snowy Ventoux Mountain, the toughest ascent of the race and the one in which rider Tom Simpson died in 1967, from exhaustion. So while mountain-climbing specialist Richard Virenque, who just last week was bragging to reporters about his unparalleled fan base, was sucking from an oxygen tank, Armstrong, his teammates far behind, rode with Pantani toward a victory in the moonlike, vegetationless mountain-top. And Armstrong lost the day, as at every other stage thus far, this time to Pantani...
...Consult the crystal ball 2. __'s Ghost (Ondaatje novel) 3. __ Valley (site of Reagan Library) 4. 53-Across was a huge 19th century exporter of this 5. High-pressure Wall Street specialist, for short 6. Swerve off course 7. Must-have in an Iditarod 8. __.gov (site that will consolidate 20,000 current government websites) 9. Western treaty gp. since 1948 10. Drag queen's wrap 13. House members have agreed to ease the food embargo on it 15. Confederate-flag items 19. Hubbubs 21. Kiltie? 22. This was rationed beginning July 1, 1918 24. Victims of the Morlocks...
...predict their future liabilities, and the defined-benefit approach has rapidly been replaced by the defined-contribution plan: employer and/or employee contributes X dollars, fund trustees invest it, and investment performance determines the payout. It's great in an up market, but, says Michael F. Carter, a benefits specialist with the Hay Group, a worldwide human-resources consultancy, "we're beginning to enter what I call the worry period." Older boomers, he says, are right to wonder "what happens if there's a correction in the stock market and it falls off 20%" without swiftly bouncing back...
...system, the problem reverses itself--but not right away. Heavy drinkers may need five full years of sobriety before all their memory breakers are re-engaged. Even then, "they may remain at long-term risk for later-life dementia," says Gayatri Devi, a psychiatrist and memory specialist affiliated with Lenox Hill Hospital in New York City...