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...dark suits and cowboy boots, Bobb has a commanding presence and seems to be everywhere: at school-bus depots, at barbershops, churches and grocery stores to prod parents to get their kids to school each day - on time. His schedule is often double-booked, partly because he knows he must quickly build support for his plans, like a $500.5 million proposal - approved by voters last November - to build or renovate 18 schools. He has recently signed on for a second year. It won't be any easier than his first. "Change is painful," Bobb says, adding, "We cannot be afraid...
...response, proponents of financial-literacy education are stumping with renewed zeal. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March...
...falling on tests that measure how savvy students are about things such as budgeting, credit cards, insurance and investments. A 2008 survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who'd had a personal-finance or money-management course in high school scored no better than those who hadn't. (See pictures of the college dorm's evolution...
...University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don't work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids' hands and talking openly about the emotions and social influences tied to how we spend...
...found on Chicago's South Side. At the Ariel Community Academy, financial education starts in kindergarten with books like A Chair for My Mother (the moral: if you want to buy something, save money first) and quickly becomes hands-on. Each entering class at Ariel - a K-8 public school that has partnered with a local money-management firm since the mid-1990s - is entrusted with a $20,000 investment portfolio, and by seventh grade, kids are deciding what to buy and sell (profits help pay for college). Last year, for the first time, the eighth-grade class graduated with...