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...more in mortgage payments than the house is worth. So two months ago, he paid Short Refi Me $1,495 to try to get his banks to agree to be paid off by a new mortgage, based on a current appraisal. If it works, Stopczynski will also pay the San Diego company 1% of the new-loan value--and he'll get to stay in his home. "I wasn't getting past square one with the banks," he says. "I figured it was worth the gamble." And a gamble it truly is. The only surefire...
...site's design and user experience have changed little since it began. "There is a stunning lack of innovation in classifieds," says Craig Donato, founder and CEO of Oodle, which doubled the number of monthly visitors to its site over the past year to nearly two million. The San Mateo, Calif., company with 50 employees and some $19 million in venture capital funding recently made headlines for its deal to host classifieds on walmart.com. Once just a search site that scraped listings from across the Web, Oodle has now partnered with some 200 businesses, including newspapers like the San Diego...
...Launched in 1995 and currently available in 567 cities and 55 countries, the San Francisco-based Craigslist has had a near monopoly on listings for apartments, cars, relationships and used furniture ever since. The keys to its success have been the (mostly) free listings and a grassroots, community focus that relies heavily on users flagging inappropriate ads. Although it is now a for-profit business with 25 employees (the dot-org suffix is pure nostalgia), the site's founder, Craig Newmark, still refers to it as a "public service" rather than a profit-driven venture...
...ease of use are just part of it. The device's miniaturized version of Apple's Safari software simplifies mobile access and streamlines the process of tailoring dirty sites for optimal viewing on the go. "It's by far the porn-friendliest phone," says Devan Cypher, representative for San Francisco-based Sin City Entertainment. As evidence of the gadget's rocketing popularity in California's porn capital, the San Fernando Valley, numerous iPhone-specific porn sites have been launched in recent months. "There are a few hundred iPhone porn sites now in use," says Farley Cahen, vice president of business...
...holiday: Texas. Juneteenth celebrations began there in the years following General Gordon Granger's 1865 proclamation in Galveston and continued for decades. The tradition spread to bordering Southern states, such as Arkansas and Louisiana, as migrating African Americans fanned out from Texas. It reached as far as California - where San Francisco has held one of the nation's largest Juneteenth celebrations for the last five-plus decades - and Minnesota, where Minneapolis boasts a large festival...