Word: risks
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...think you could talk about heat very effectively, either, without talking about people dying of dehydration, house fires and that kind of thing. So with the beauty that cold brings, and the landscape, or with just feeling alive when you walk out on a cold morning, comes this risk, this edge that you can't get too close to without risking real trouble. And to me, that's part of the beauty...
...that’s still a long way off, and there’s no telling if that will pan out. It’s enough of a gamble for me to move all the way out west. I don’t know if I can take another risk investing my baseball fandom in something tentative...
...health-care system have never had to buy a health-insurance policy on the open market. After all, the conditions for individuals who do have to fend for themselves in search of health insurance couldn't be much worse than they are now. As one-person (or one-family) risk pools, they have no leverage, premiums are often prohibitively expensive, choice is usually limited and comparing available plans - in the event that more than one exists - is nearly impossible. That problem is at the root of much of what health-care reform is supposed to change...
...possibly a public or co-op alternative) could, theoretically at least, make reviewing and purchasing a new health plan as transparent and easy as entering your zip code and clicking your mouse. Certain broad aspects of the exchange concept are widely accepted: the exchanges would put individuals into large risk pools, allowing them to buy health insurance at a significantly lower cost; federal subsidies for individuals too poor to afford insurance on their own would be doled out via the exchanges; and plans offered there would be vetted by federal officials to ensure they meet minimum standards for coverage...
According to Pollitz, insurers and insurance brokers would have a strong incentive to nudge sicker or older individuals or small groups toward the exchange, skewing the risk pool there and driving up premiums. "You just have to cherry-pick a little bit to be really profitable," says Pollitz. Both the House and Senate plans call for regulations and rules to prohibit this. But, as Jacob Hacker, a health-policy expert at Yale University, puts it, "The real concern comes down to having adequate resources for enforcement. It's one thing to have rules and another thing to make sure insurance...