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...nursing homes have been deficient in meeting one or more federal requirements, and the worst offenders were for-profit facilities, according to a new report by the Department of Health and Human Services. The report, which spanned 2005 to 2007 and covered some 15,000 homes, said about a quarter provided a "substandard quality of care." In Alaska, Wyoming, Idaho and Washington, D.C., 100% of homes had deficiencies. The lowest rate was in Rhode Island...
...down payment might now have to pony up 15%. And good luck if you want a jumbo loan (above $417,000 in many areas), which now carries an average rate 1.3 percentage points higher than other mortgages, according to Bankrate.com That's more than a smidge above the historical quarter-point spread, since the government doesn't buy jumbos...
Those relentless credit-card offers left in your mailbox dropped 17% in the second quarter compared with last year, according to mail tracker Synovate. Who's being ignored? The less affluent: 52% of households with income below $50,000 have gotten an offer this year vs. 66% last year. Even if you already have plenty of cards, you're not immune. Card companies are taking a hard look at customers' credit profiles, especially in the areas with the most house-price deterioration. American Express typically cuts the credit limit on about 4% of its cards each year. That figure...
...grim news: 137 lenders have stopped funding federal student loans and 33 have dropped private programs, according to FinAid.org publisher Mark Kantrowitz. Students at community, technical and for-profit schools have been the hardest hit. Federal Stafford loans were up in the second quarter compared with 2007, but loans made to parents through the PLUS program, which looks at credit history, plummeted--down 29% in dollar volume. Since May, the Education Department has spent some $5 billion buying loans in an effort to reignite private lending...
Voith had a standout performance in the game, tallying three goals in the first quarter and tacking on another in overtime. Brown goalie Kent Holland was unable to defend the net against the sophomore...