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...equity to refinance into cheaper loans - a particularly tough trick to pull off with tighter lending standards. Loans owned or guaranteed by Fannie Mae or Freddie Mac qualify; the two government-sponsored entities cover more than half of mortgages in the U.S. In the first three weeks of the program, Freddie Mac closed about 1,000 of these refinances, though "that's a drop in the bucket compared to what's expected," says Patricia McClung, a Freddie Mac vice president in charge of new products for single-family homes. "The lenders are still putting this in place." (Read a brief...
With mortgage rates near all-time lows, interest in this program is running extremely high. In the first few weeks of April, Fannie Mae had 1.2 million homeowners check its website to see if their mortgages qualified. During that time, Fannie received some 22,000 refinance applications from people who owe between 80% and 105% of the value of their home - the group the plan targets. A Fannie spokeswoman couldn't comment on how many of those had closed...
...conduct research on a broad range of pressing societal issues and we draw on our members across all the disciplines to participate in that research program,” said Paul Karoff, a spokesperson for AAAS...
...report’s findings, which deem the Charles safe for swimming and boating, is a direct result of the Clean Charles Initiative, a program enacted in 1995 after the EPA gave the Charles a “D” rating...
...advising undergrads on various January opportunities, both within the U.S. and abroad. A well-structured advising program—replete with information about international experiences, internships, coursework, research, and travel funding—would be a very effective way to facilitate valuable experiences for students. For such a program to be effective, however, the College must work quickly to find and publicize these opportunities to students, who are no doubt anxious about where they will be in January...