Word: programer
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...cases, the mortgage isn't the problem - the lack of a paycheck is. "It increasingly appears that HAMP is targeted at the housing crisis as it existed six months ago, rather than as it exists right now," concluded the Congressional Oversight Panel, a group charged with evaluating the program, in an October report...
Still, the larger storm cloud on the horizon is the state of the jobs market. While an out-of-work person can, theoretically, get a loan modification under HAMP by proving eligibility for at least nine months of unemployment benefits, the program isn't set up to handle someone without a regular stream of income...
Elsewhere, such programs do exist. For example, under the auspices of the Homeowners' Emergency Mortgage Assistance Program, Pennsylvania will loan its residents up to $60,000 over the course of two years in the wake of life events such as losing a job or falling severely ill. While a homeowner is out of work, the loan is interest-free. In exchange, the state gains a legal right to the house should the owner default on his or her mortgage...
William R. Rose ’11, leader of the IOP survey program, said that the disconnect between the approval ratings of Obama’s job performance and his handling of specific issues may be a result of people agreeing with Obama’s general message as a whole but “feel[ing] frustrated because not much is getting done.” Rose used health care legislation as an example, referring to one of the bill’s amendments that would add more restrictions on abortions offered through insurance plans...
...taking a much-needed hiatus from the feverish pace of campus life. Among those who are choosing to remain in Cambridge, however, are 20 undergraduates who will be taking part in a unique opportunity: the American Repertory Theater (A.R.T.) Institute’s January Undergraduate Theater Training Intensive. This program, taking place between January 5 and January 24, will take advantage of the intersession period to immerse students in graduate-level theater training...