Word: problem
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...Demand-Side Problem...
...Danner, executive vice president of the National Federation of Independent Business, says most of his 350,000 members are "some combination of nervous, scared, in the trenches. At the moment, credit is not a problem only because they're in survivor mode, waiting to see if they're going to have customers tomorrow." David Guernsey, who owns an office-products firm in Chantilly, Va., knows the feeling. While less expensive items are selling, purchases of office furniture that are normally bank-financed are lagging. Customers are telling his sales staff, "We just need to circle the wagons and wait this...
Some familiar with the internal battles say Bair is too focused on the security of her own agency. "When the President says we're facing a systemic problem, should you really worry that you're not going to get your fund topped up by Congress?" asks one. But Bair knows that her chief role is to reassure everyday investors. "Your money is safe in the bank if it's FDIC-insured," she says. That's good. Because in the coming months, there may be many more modern-day Lydia Lobsigers...
...tell the story of a Chinese manufacturer that was getting feedback about its washing machines' clogging up drains. The company investigated and found that the machines worked just fine but that rural consumers were using them to wash potatoes. What would an American company do to solve this problem? Call in a p.r. firm to tell consumers that washing vegetables voids their warranty? The Chinese company had a better idea: it added a vegetable-wash cycle to its machines. We call this innovating with ingenuity--and no government program can teach this...
...deeply personal failure with Monica Lewinsky, and it's a failure of discipline. I mean, this is a man who knew that ... for years there were people out to get him, and he, even in that environment, didn't have the personal discipline necessary to avoid creating a problem that ... for all of history will...