Word: problem
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...problem with the credit-card industry isn't just credit-card companies - it's you too. This week the Senate takes up a bill that would seriously clamp down on some of the industry's most unsavory practices, a piece of legislation that President Obama has said he wants on his desk by the end of the month. The bill, which builds on rules issued by the Federal Reserve Board and other agencies at the end of last year, would do away with interest-rate hikes on existing balances, prohibit issuers from putting customer payments toward lower-rate balances first...
...Americans are not used to having the rug of the hopes in their accomplishments pulled out from under them. The national character is built, to a large extent, on the notion that swift and forceful action can solve nearly any problem or reverse the course of any crisis...
...inadequacy of 3G networks to carry data and video for large numbers of handsets simultaneously is hurting the performance of the Apple (AAPL) iPhone. The problem only starts there. The weakness of 3G networks has also likely undermined the consumer's opinion of new products from RIM (RIMM), the Samsung Instinct, and a host of new products from market leader Nokia...
...handset and cell industries face a particularly vexing problem. The current 3G networks are not powerful enough to allow consumers with advanced handsets to take advantage of all of their features, especially networks strained by huge transfers of data to and from handsets. It is a problem that cannot be solved soon enough to keep customers from being disappointed because the phones they have purchased will not work well on the services they have subscribed...
...replaces Manuel at Finance? Pravin Gordhan, former head of South Africa's tax authority. This is more good news. Tax compliance has long been a problem in South Africa. But Gordhan has got more people to pay more tax, raising the tax base by around 10% every year since he was appointed in 1999. He is respected by the markets and his appointment should go some way to reassuring them that Manuel's departure won't spell chaos...