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Like the tetragrammatic name of God, the moniker Jwoww has encoded in it everything you need to understand the world we live in today. The idea that an unknown 23-year-old from Long Island would come equipped with a tabloid-ready exclamatory nickname, like J. Lo or P. Diddy, might, in a more self-effacing era, have seemed presumptuous. Now it's just commonsense branding. If you might be on a reality show, you may as well have a name that pops and precedes you like a well-positioned set of silicone implants. (Oh, also: you should...
...titled I Came, I Sawed, I Conquered - hired to add some marketable pizzazz to the memoirs of Adam Lang, a retired British Prime Minister of the Tony Blair stripe. He's called in on this rush job because the previous ghost, Mike McAra, has died suddenly. Joining the ex-P.M. in a remote enclave on Martha's Vineyard, he is drawn into a controversy involving Lang's possible approval of torture on terror suspects. Soon, he thinks that McAra may have been murdered, and that he could be next. One of his sources snorts at this theory...
...option adjustable-rate mortgage the next subprime disaster? For anyone who remembers that souring subprime loans kicked off the real estate meltdown, that's a scary thought. Recent analysis from Standard & Poor's (S&P) anticipates that a full 37.5% of such loans (dubbed option ARMs) that were written in 2007, at the height of lax lending, will eventually go bad. The kicker is that most option ARMs undergo payment spikes after five years, which means the brunt of the impact has yet to be felt. That will change in late 2010, delivering another blow to the fragile housing market...
...then to $2,806, more than twice the original amount. The borrower quickly defaulted. Going forward, the bigger problem is the reset that normally comes after five years. Even without negative amortization, many borrowers will see their monthly payments jump by 50% or more. According to an S&P study of loans originated in 2005, borrowers who have undergone a higher reset are nearly three times as likely to default as those who haven't. "Some of the damage has already been done," says S&P managing director Diane Westerback, "but the loss projections are increasing." (See TIME's special...
...players participating in this year’s program include Dallas D. Clark and Anthony E. Gonzalez of the Indianapolis Colts; Jason P. Taylor of the Miami Dolphins; Patrick W. Kearney, John D. Carlson, and Olindo F. Mare of the Seattle Seahawks; and Brandon Moore of the New York Jets. The Seahawks and Colts are the most heavily represented teams, with four players each...