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...repay TARP is boosting the cost of borrowing for some banks. That's because banks have to regularly issue bonds in order to have money to make loans and underwrite securities. This became much harder to do during the credit crunch, so the government began allowing banks to offer bonds that are insured by the Federal Deposit Insurance Corp. (FDIC). With the government's backing, banks were able to raise money. (See 25 people to blame for the financial crisis...
...consultant Watson Wyatt and a nonprofit outfit called the National Business Group on Health (NBGH). Bent on slashing costs left and right these days, a growing number of big companies are nonetheless investing serious money in bribing, er, encouraging employees to get healthier. Nearly 6 in 10 (58%) now offer wellness programs, up from fewer than half (43%) in 2007. And the percentage of companies paying people to ditch bad habits (especially eating junk food and not exercising enough) has gone from 53% in 2008 to 61% this year. (See pictures of cubicle designs submitted to The Office...
...among employers who don't yet have programs in place, 33% plan to start one and 23% say they will introduce or increase financial rewards for their employees who get off the couch and snack on peaches instead of pizza. Smart. Notes the Watson Wyatt-NBGH study: "Companies that offer financial incentives report significantly higher participation in wellness programs." It's the old adage in action: What gets rewarded gets done...
...make the health benefits that companies provide their workers count as taxable income, and then use that money to provide tax credits with which individuals could purchase their own health coverage. Economist Douglas Holtz-Eakin, who advised the McCain campaign, said the new plan goes further than previous Republican offerings. For instance, it would provide new incentives for insurers to offer coverage to people who now have trouble buying it because they have pre-existing health conditions. It also puts more emphasis on preventive care and sets up "state exchanges" - similar to the one now operating in Massachusetts - in which...
...Probably not, since papers offer full news coverage anyway on their websites, as Libé did Thursday. That migration to the Web risks trapping French dailies in a dilemma their U.S. peers are already caught in: a proliferation of Internet-savvy readers unwilling to pay again for the original paper product. Indeed, Texier thinks whatever its current agony, the U.S. newspaper industry stands a better shot of coming out of this period alive than its French counterpart. (Read "How to Save Your Newspaper...