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That hasn't come without cost. As the FHA filled the void left by the private sector, it has assumed the risks of those loans. And now that a growing number of people have stopped paying their mortgages, the FHA has had to pay out more in claims that it forecast. The agency has just $3.6 billion on hand to cover any unexpected losses in its $685 billion portfolio. That paltry level of reserve funding, less than is mandated by the government, has left some members of Congress in a twitchy mood and some onlookers to wonder...
Former Fannie Mae executive Ed Pinto, who has testified before Congress on the state of the FHA, is not so certain. He holds that there are a number of other variables that could materially change the amount that the FHA will need to pay out in claims. For instance: how much money the agency can recoup from foreclosed properties, the growing social acceptability of borrowers' walking away from their houses and the chances that the riskiest loans in the market are finding their way to the FHA since it requires only a 3.5% down payment. Comparing FHA loans with...
...Pugliese ’12, with varying success. In particular, during Sir Marmaduke and Lady Sangazure’s duet “Welcome, Joy!” the busy movements distract from the comic interaction between the two self-important aristocrats. But the chorus dances well in a number of scenes, adding to the production’s festive feel...
...remarkably astute. As Ruben Studdard and Fantasia Barrino fell by the wayside, and Kelly Clarkson grappled with artistic—and perhaps just general—confusion, Underwood’s first two albums established her as Nashville’s leading female star. With a string of country number-ones and an uncontroversial personal life, Underwood’s was verily an unqualified success story...
...taking the time to get this decision right," Gibbs said. "We are closer after that meeting to getting to a strategy that everybody believes has an opportunity to being successful." He went on to criticize several news outlets for reporting prematurely that Obama had made a decision about the number of troops he plans to send to the region. (Watch a slide show of the war in Afghanistan up close...