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...sustainable, savings-based financial system in poor countries," says Littlefield. Microlenders counter that the costs of starting a bank are so high that without them, the poor would have no alternative. "To build a bank in Africa, you need $5 million to start, and then another $3 million in minimum equity capital," says Chris Crane, CEO of Opportunity International, an Illinois-based Christian microlender. Crane's network of 12 microbanks worldwide has nearly $160 million in savings accounts and insures more than 3 million lives...
...vetting companies is hardly traditional. To float on the LSE's main market, a company normally needs a three-year business record, a minimum market cap and shareholder approval for big acquisitions or disposals; NASDAQ and NYSE have similar hurdles. But AIM's quality control is outsourced to 85 so-called Nominated Advisers, or Nomads. Generally accounting firms or financial management companies, Nomads scrutinize a firm's executive staff, business model and performance before deciding whether it can list. To a degree, NYSE's Thain is right: AIM has very few prescriptive requirements for listing - the Nomad's own judgment...
...federal building, by contrast, sits lightly on its site and does so using technology that is available. Computer-operated floor vents open and close automatically in response to temperature sensors; interior walls and cubicle partitions are kept to a minimum to increase circulation; automated panels that filter out glare also help air move around the building, creating what the designers call a circulation engine. "Buildings can use passive as well as active energy," says architect Thom Mayne of the firm Morphosis, which designed the building...
...carry on with its resettlement program." Bainimarama says the problem is poverty, and the answer is jobs. "We need to sort out the lease problem, and we need to sort out the housing problem," he told Time. "But more than anything else we need to find employment and a minimum wage scale for everyone who works in the country...
...text itself may be the culprit. The course should have a strong accompanying textbook on the model of The Bible and Its Influence but one that is willing to deal a bit more bluntly with the historical warts. And some teacher training is a must: at a bare minimum, about their constitutional obligations...