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...lot of those homes won't wind up being repossessed, right? In a normal market, probably a majority of homeowners that wind up being delinquent or even in the early stages of default find a way to cure their loan. Right now the numbers aren't quite as promising. Probably over 50% of the homes that enter foreclosure will wind up going back to the banks. But it is still a fairly large number that either through loan modifications or short sales or refinancing do manage to avoid foreclosure...
...qualify for HAMP [Home Affordable Modification Program, the Federal Government's attempt to incentivize more modifications]. Even if you've already screened a loan to see if it might qualify for your own modification programs, now you're going to go back and rescreen it. That takes an awful lot of time to work through...
...that bit of fact-checking is looking a lot less convincing with the publication of a study on Tuesday in the Proceedings of the National Academy of Sciences. Lead author Lonnie Thompson, a glaciologist at Ohio State University who has been to the summit of Africa's tallest mountain repeatedly over more than a decade, says that while the glaciers did start melting a century ago, their retreat has sped up dramatically in recent years. "We've lost 26% of the ice since 2000 alone. And that, unfortunately, is just what we predicted would happen." Within a few decades...
...most patients - indeed, the most severe cases account for a small proportion of overall infections - a subset of patients are harder hit, the data show. And in those patients, the disease can often quickly become life-threatening. "The major point of our findings is that there has been a lot of perception that this is a mild disease, and a lot of people may be ambivalent about vaccination," says Dr. Janice Louie, a public-health medical officer at the California Department of Public Health and the study's lead author. "But for those patients who were hospitalized, 30% required intensive...
...what's baffling, say the study's authors, is that obesity does not stand out as a risk factor in severe cases of seasonal influenza. "A lot of us are puzzling over this, because this is not a trend with seasonal influenza in the limited studies that have been done in that area," says Louie. "It may be that H1N1 does cause more aggressive viral pneumonia, and some pathologic studies suggest this [H1N1] virus does have an affinity for receptors in the lower lung, but nobody really knows...