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...illness covered by the Obama health-care plan. Henry eventually learns to control his ailment, to the extent that he can lurch back through time and meet Clare when she was a child. This is a powerful device: lovers often wish they could have met, or at least have had glimpses of, their soul mates in their youth. His time-traveling into the future also allows Clare to have an adulterous affair with her own husband. (It's very complicated.) But in a story that is unabashedly pro-love (and incidentally anti-hunting), intimations of human mortality will eventually complicate...

Author: /time Magazine | Title: The Time Traveler's Wife: Love, Death and More Love | 8/13/2009 | See Source »

...than the cost of a minimum benefit package. If individuals want to purchase plans that are more expensive, they would be free to do so but would have to pay more out of pocket. Employers whose workers buy coverage through the exchange, under the House plan, would contribute at least 72.5% of the cost of an individual minimum benefit package premium and 65% for a family plan. Under this scenario, employees would have the freedom to choose their own plan, as opposed to being herded into a group plan selected by their employer. All of this is to encourage...

Author: /time Magazine | Title: Behind the Health-Insurance Exchanges | 8/12/2009 | See Source »

...most controversial detail is who would participate in these exchanges. Both the House and Senate plans would restrict access to small businesses and individuals not eligible for employer-sponsored plans that meet a set of minimum standards for coverage. Plus, while the House plan would at least start with one national exchange, a Senate proposal would allow states to set up their own, and that could create problems from the outset; not only could they take longer to set up, but there is doubt about whether state or regional exchanges would be able to attract enough enrollees to leverage...

Author: /time Magazine | Title: Behind the Health-Insurance Exchanges | 8/12/2009 | See Source »

...minimum benefit package that all health-insurance plans would have to meet. The purpose of this is not to ration health care but rather to ensure that Americans don't buy plans with hidden loopholes and gaps. The House plan says this minimum benefit must cover at least 70% of the cost of hospitalization, doctor's visits, prescription drugs, maternity care and prevention, among other services. The House plan also limits annual enrollee cost-sharing to $5,000 for individuals and $10,000 for families. A Senate plan says minimum benefit coverage must include similar basic services and sets affordability...

Author: /time Magazine | Title: Behind the Health-Insurance Exchanges | 8/12/2009 | See Source »

...works in full scale. Pieces by Jean-Michel Basquiat and Keith Haring from the same period reveal graffiti's impact on fine art. Rare films and headlines describe the deaths (spray-painting on busy subway lines is hazardous) and municipal cleanup efforts that ended graffiti's golden age, at least in New York, by 1989. (See TIME's Global Adviser for exotic, beautiful and interesting getaways...

Author: /time Magazine | Title: Born in the Streets — Grafitti | 8/12/2009 | See Source »

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