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...last resort of folks who were less-than-perfect credit risks, was practically forgotten during the real estate boom - anyone with a pulse qualified for a mortgage. Now the FHA has resumed its old role by propping up the housing market, since private lenders began shunning all but the least-risky loans. The FHA doesn't lend directly but rather entices lenders do so by agreeing to cover any losses. The FHA stood behind fewer than 3% of new mortgages in 2006. In 2009, just three years later, the FHA insured nearly 30% of home purchases and 20% of refinances...
...every other mortgage-industry player. As unemployment rises, so do mortgage delinquencies. As of the end of June, nearly 8% of FHA loans were seriously delinquent or in foreclosure, according to the Mortgage Bankers Association - mirroring the rate for mortgages overall. Nearly 17% of agency loans were at least 30 days behind. (See 10 big recession surprises...
...same world, a school where everyone’s a loser, or has his or her own secret difficulties, and where characters achieve temporary escape by building communities (the Cheerios, the football team, New Directions), or permanent escape through anti-social derangement (desperate Terri, lonely Sue) or at the least false personalities (Tina retreats behind a stutter, Sue adopts an aggressive mask as a bully). It’s a world where everyone is coping, and where performances are an escape. Yet with all the underlying sadness and frustration, the show achieves hilarity. The slapstick montage of the students getting...
...BEIJING) - China's health ministry says two people who received vaccinations for swine flu have died though at least one of the death appears to be unrelated...
...responsible for bringing an unabashed terrorist to justice. Bharara, who drew plaudits for his investigation into the firings of eight U.S. Attorneys under President George W. Bush, has burnished his reputation by prosecuting organized crime figures and white collar criminals. His newest assignment presents more formidable challenges - not least among them, overcoming the argument that information gleaned from Mohammed was coerced by CIA investigators, who according to documents waterboarded the al-Qaeda operative 183 times. In a Nov. 13 press conference, Holder said he "fully expects to direct the prosecution" to pursue the death penalty for the five alleged terrorists...