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...million property foreclosures were filed in the U.S. last year; South Florida is expected to see more than 150,000 this year, compared to fewer than 25,000 three years ago. And while mortgage modifications had been on the upswing in recent months, the Boston-based National Consumer Law Center reported this week that many large banks and other mortgage servicers have decided it's cheaper to foreclose than to offer more affordable loan terms. Making matters even worse, as many as 86% of foreclosure victims in hard-hit areas didn't have legal counsel last year, according...
Home foreclosure isn't a legal abstraction for Yolanda Paschal, a recent graduate of the University of Miami School of Law. Her parents are facing foreclosure on the Miami house she grew up in. They're luckier than others, since they have another home to fall back on, but the experience has convinced Paschal how acute the crisis is in Florida, which now has the nation's highest mortgage foreclosure rate, at 17%. "I'm part of this community," says Paschal, 25. "I can't escape how deeply this is affecting not just my neighbors but me as well...
Paschal plans to practice business litigation next fall once she joins the firm that hired her. In the meantime, she will put her legal education to use for South Floridians like her family thanks to a $10,000 foreclosure-defense fellowship she received from the UM law school. The innovative new grant program has sent out eight recent grads this month to help local residents navigate one of the law's most labyrinthine arenas. (See pictures of Cleveland's struggle with the housing crisis...
Highlight Reel: 1.The United States is getting freer: "The process of adopting a Shield Law protecting the confidentiality of journalists' sources at the federal level is far from over in the United States (20th) but the judicial authorities are no longer jailing journalists and violating civil liberties in the name of national security as they were in the Bush era. So the U.S. is back in the press freedom top 20, as is appropriate for a country where the press has traditionally played its role as independent watchdog well." (See the top 10 newscaster bloopers...
...Still, nobody would bet against Maradona once again bouncing back. He has survived protracted periods of self-destructive frenzy, through cocaine abuse and run-ins with the law. He has survived heart attacks brought on by substance abuse and over-eating, and he was sent home from the 1994 World Cup after failing a doping test. Argentines love him as both triumphant hero and luckless martyr...