Word: indexable
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...moment a few months ago, before Everest, when he was walking down the street in Colorado with daughter Emma in a front pack. They were on their way to buy some banana bread for his wife, and Emma was pulling on his hand, her little fingers curled around his index finger. That was a summit too, he says. There are summits everywhere. You just have to know where to look...
...hardest part about saving for college ought to be the saving part, not choosing where to stash the savings. Stock-index funds? Zero-coupon bonds? Target maturity mutual funds? Custodial accounts? Prepaid tuition plans? Education IRAs? Each has advantages for folks staring at potential six-figure tuition bills down the road. It all amounts to a terrifying multiple-choice test that leads even straight-A parents to resort to guesswork or to cutting class altogether...
...have just a few years, 529 plans may not be best, given their relative inflexibility. Go with a taxable account invested in a broad stock index. That enhances your ability to get college aid and to use the Lifetime Learning and Hope Scholarship credits freely. It also puts you in full control of your money. But for early starters, you can't beat the new 529 plans, which make it even easier now to move assets among extended family members...
...hardest part about saving for college ought to be the saving part, not choosing where to stash the savings. Stock-index funds? Zero-coupon bonds? Target maturity mutual funds? Custodial accounts? Prepaid tuition plans? Education IRAs? Each has advantages for folks staring at potential six-figure tuition bills down the road. It all amounts to a terrifying multiple-choice test that leads even straight-A parents to resort to guesswork or to cutting class altogether...
...have just a few years, 529 plans may not be best, given their relative inflexibility. Go with a taxable account invested in a broad stock index. That enhances your ability to get college aid and to use the Lifetime Learning and Hope Scholarship credits freely. It also puts you in full control of your money. But for early starters, you can't beat the new 529 plans, which make it even easier now to move assets among extended family members...