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...mind, direct deposit makes sense for Social Security and more. It's easier, and the funds are less vulnerable to theft. "Direct deposit gives you far greater control over your money and time than waiting for a paper check to arrive each month," says Richard Gregg, commissioner of the Treasury's Financial Management Service. "Come payment day, you know your money will be safely in your account--on time, every time." The Treasury has streamlined the sign-up process: Call 800-333-1795, or go to godirect.org

Author: /time Magazine | Title: Briefs: Boomers and Direct Deposit--Not | 3/26/2006 | See Source »

...McCloy Jr., 26, is making "miraculous" strides, his doctors say. Still undergoing therapy at a rehab center in Morgantown, W.Va., McCloy--brain damaged from inhaling carbon monoxide for more than 40 hours--can walk with help and speaks well enough to ask for hamburgers, says family spokeswoman Aly Goodwin Gregg. McCloy--below, with daughter Isabel before the accident--made his first visit home last week and feasted on ribs. He should be well enough to go home for good in two weeks, says Dr. Julian Bailes. "This doesn't guarantee he will ever return to normalcy, but we're very...

Author: /time Magazine | Title: Update: Randal McCloy Jr. | 3/19/2006 | See Source »

...successful as Gregg and Drew Shipp by accident. Shake hands with the 36-year-old fraternal twins who co-own the sprawling Hi Fi Personal Fitness club in Chicago, and it's clear you're in the presence of people who thrive on their drive. But that wasn't always the case. The twins' father founded the Jovan perfume company, a glamorous business that spun off the kinds of glamorous profits that made it possible for the Shipps to amble through high school, coast into college and never much worry about getting the rent paid or keeping the fridge filled...

Author: /time Magazine | Title: Ambition: Why Some People Are Most Likely To Succeed | 11/6/2005 | See Source »

That did it. By the time they got out of school, both Shipps had entirely transformed themselves, changing from boys who might have grown up to live off the family's wealth to men consumed with going out and creating their own. "At this point," says Gregg, "I consider myself to be almost maniacally ambitious...

Author: /time Magazine | Title: Ambition: Why Some People Are Most Likely To Succeed | 11/6/2005 | See Source »

...club doing a modest business, bought out the owner and transformed the place into a luxury facility where private trainers could reserve space for top-dollar clients. In the years since, the company has outgrown one building, then another, and the brothers are about to move a third time. Gregg, a communications major at college, manages the club's clients, while Drew, a business major, oversees the more hardheaded chore of finance and expansion. "We're not sitting still," Drew says. "Even now that we're doing twice the business we did at our old place, there's a thirst...

Author: /time Magazine | Title: Ambition: Why Some People Are Most Likely To Succeed | 11/6/2005 | See Source »

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