Word: excesses
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...Philadelphia banker adds that even an established local manufacturer with a record of perhaps ten years of profitable operation may have difficulty in borrowing. If such a manufacturer seeks a loan to expand, says the banker, "we will want to make sure he won't wind up with excess capacity...
...money back sooner, he can sell the CD to someone else. Formally, the money is a deposit; actually, it is a loan to the bank. Banks also began borrowing from the huge pool of Eurodollars held abroad, and resorted more and more to borrowing each other's excess reserves, called federal funds...
...other observations that may answer many questions about the earth's day-to-day weather and overall climate. In a new experiment, for instance, scientists from the University of California at Davis are seeking to learn precisely how the polar region-a so-called heat sink-sheds the excess energy it receives from...
...increases, though, are scarcely making the insurers rich. Indeed, during the first nine months of 1975, State Farm suffered an underwriting loss of $100 million, and Allstate a property and liability deficit of $215.4 million. (An underwriting loss is an excess of claims paid over receipts from policy premiums and reserves set aside to handle those claims. An insurance company's overall profit or loss is also determined by other factors, such as how well its investments fare.) Those losses contributed to a record underwriting deficit of $4 billion expected for all property and liability insurers in 1975; underwriting...
...amount of the loans to Ohio students presently guaranteed by our commission is in excess of $150 million. Since 1966, the default rate in any fiscal year has never exceeded 2.51%, the lowest rate in the nation...