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...good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day. Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later...

Author: /time Magazine | Title: Giving Credit Where Credit Is Not Due | 12/9/2002 | See Source »

Given the resistance to tax increases, look for states to raise revenue with sneaky fees and by further targeting such "sins" as alcohol, gambling and tobacco. In Virginia the DMV levies a service charge on credit-card payments. California is expected to triple motor-vehicle--license fees, adding nearly $4 billion a year to the state's coffers. Higher income taxes for the wealthiest Californians are a possibility too, according to Democratic state senator John Burton. In New York City, Mayor Michael Bloomberg is weighing a surtax on those who earn more than $200,000 a year...

Author: /time Magazine | Title: How To Balance A Budget | 12/9/2002 | See Source »

...next vacation? A growing number of Americans are going online for help, starting a website at which they beg total strangers to fund their cause. Internet panhandling got national attention last June, when Karyn Bosnak, an out-of-work TV executive who had racked up $20,000 in credit-card debt, posted the site savekaryn.com to help pay off her Bergdorf's, Prada and Gucci bills. "Nothing is really in it for you," she wrote. "But I do believe ... if you help me, then someday someone might help you." It worked. Spurred by stories on the Today show and elsewhere...

Author: /time Magazine | Title: Panhandling.com | 12/9/2002 | See Source »

...braised oxtail with horseradish sauce and "no pools of this and no puddles of that," Pern says. "Nine out of 10 times fancy descriptions are just trying to cover up ordinary food." The only thing ordinary about Pern's pub is the language on the menu. The lunch card changes daily and might include pressed foie gras terrine with a gooseberry relish, carpaccio of beef with crackling and sour cream dressing, or just a comfort-food combo of home-baked bread and 15 British cheeses. The dinner fare gets a bit more sophisticated and includes warm salad of pigeon, crab...

Author: /time Magazine | Title: Simple But Superb | 12/8/2002 | See Source »

...gives inspectors stronger powers than they have ever had, it's still a struggle to turn up evidence that Iraq wants to hide. Chemical bombs may be buried in wells or stored in residential basements. The Iraqis could be shuffling tiny quantities of biotoxins around as if playing three-card monte. Labs can be kept in movable, undetectable vans. Saddam doesn't even have to stockpile lethal weapons if he can just hold on to the know-how for brewing them...

Author: /time Magazine | Title: The Trouble With Inspections | 12/8/2002 | See Source »

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