Word: beared
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...ever retire? Of course. Just as good times don't last forever, neither do bear markets. The economy is now recovering smartly. Your savings will start to grow again soon. But the game has changed...
...continue our example: with a lower expected rate of return and a smaller nest egg (compliments of the bear market in stocks), your savings would come to just $218,000 by 2011--well below the $1 million goal, which you would not achieve until 2028, when you're--gasp!--66. So much for retiring early. Of course, if you could save more and returns improved, you would get to the $1 million mark faster than on that grim schedule. But it adds up to a dramatic shift in your plans and dreams. "It's almost impossible to overstate how many...
...Thompson, 62, certainly miscalculated. A bookkeeper for an electrical contractor, she retired in May 2000 mainly on the security of $300,000 in a company profit-sharing plan. But the bear market has claimed half of her retirement pie, and Thompson, a divorce, recently gave up hope of finding a job in her hometown of Chesterfield, Mo. She will start looking again in the fall, she says. Her money had been invested in a mix of bonds, tech stocks, blue chips and large-company growth funds. She's kicking herself for not investing more conservatively...
...those who lost big in the bear market, it's time to rethink everything, says Ginger Applegarth, president of Applegarth Advisory Group in Winchester, Mass. "If you are retired, it might mean you have to sell the vacation home or go back to work or try to start a business." There are lots of services healthy retirees can offer, such as helping those who aren't so healthy by doing chores or working as a handyman or gardener. "Baby-boomer children would be happy to pay someone to shop for their parents or check on them regularly," she notes. Other...
Entering the flashing, bleeping world of the Barbican Art Gallery's Game On show is like stepping into an arcade circa 1975. The faces of teenage boys, eerily lit from below, seem hypnotized by consoles decorated with intergalactic centipedes. On the screens, a bear fights with waltzing trees and chorus lines of space jellyfish advance, firing from the hip. Videogames have reached their fourth decade, and the Game On exhibition traces their development from the simple tennis contest Pong to cinematic role-playing games like Final Fantasy. But the show is not just a timeline of game genres and chip...