Word: annualized
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...many retailers, holiday sales account for as much as 40% of their annual revenue and up to 80% of their profits - hence the name Black Friday or the day when stores traditionally go from being "in the red" to "in the black." That's an overstatement, but with holiday forecasts predicting flat to 1% sales growth - according to Bain & Co and Archstone Consulting respectively - retailers are anticipating one of the toughest holiday shopping periods in decades. Consumers cut back spending in the July to September quarter by the largest amount in 28 years as they grappled with a tanking economy...
Retailers could well be fighting over less. Almost 60% of consumers expect to reduce their spending this Christmas according to Deloitte's annual holiday survey, with 11% reporting that they're still paying off holiday debt from last year. Shoppers indicated they would purchase a lot fewer gifts this year - 21.5 presents on average compared with 23.1 last year. Almost seven in 10 said they intend to change their shopping behavior because of the economy; 81% say they plan to buy more sale items. "Over the last few holiday seasons consumers would buy for themselves too as they shopped...
...their identities completely in the wishes and actions of their husbands and children. When I entered college, women’s dormitories had housemothers, midnight curfews, open-door requirements for dorm rooms, and sign-in sheets for male guests. When I entered graduate school, the female students held their annual meeting to inform newcomers which male faculty could be trusted always, sometimes, or never (we took careful notes). Just a few years later, a prominent professor wondered in a faculty meeting if female graduate students were like the wolf children of Avignon, and never would overcome their unsatisfactory childhood socialization...
...Roughly 60 Harvard undergraduates work together to provide this tuition-free program for an average of 100 students at the Cambridge public schools ever year. The program—operating on an annual budget in the ten thousands—receives the bulk of its funding from its alumni, and CityStep organizes several fundraisers during the school year, such as the CityStep Ball to be held this year...
...Meanwhile, an appreciating currency?the yen hit a 13-year high against the dollar on Oct. 24?is hurting Japan?s exporters. This week, Honda cut its annual revenue forecast for the 2009 fiscal year to $5.2 billion, a 19% decline compared with FY2008 results. Sony announced that its profit dropped 72% in the first half of the year. Help may be on the way. But Aso must convince a divided Japanese parliament to pass his stimulus package amid growing skepticism that it will be too little, too late...