Word: middlemen
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Dates: during 2000-2009
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...through a broker Those middlemen typically take an up-front commission--something like 5% of the money you invest. Over 10 years, that $3,000-a-year investment thus becomes $42,133--or $2,218 less. If the advice you get is worth that price, great. If not, consider a plan sold directly to investors. Kerry O'Boyle, an analyst at investment tracker Morningstar Inc., recommends Alaska's T. Rowe Price College Savings Plan and the College Savings Plan of Nebraska. (Just be aware that if you buy an out-of-state plan, you may be giving up state...
...Mays. Hits like the Mustang persuaded top management to give designers more authority over a model's proportions, and there appears to be less bureaucratic meddling. Thomas, who heads design studios in California and Michigan, says he can negotiate vehicle dimensions directly with his counterpart in advanced engineering, eliminating middlemen in marketing, say, who might nibble away at a strong vision. "The only thing that's going to separate our company from the rest is great design," says Mays. Investors just hope Ford can turn those sketches into sales...
...fulfill their social mission, staff members rely on shrewd business acumen and a few key premises. First, they trust that consumers are willing to pay a little more to help family farmers, especially if the coffee in their cup is extraordinarily tasty. They keep costs down by eliminating middlemen whenever possible. And they defy industry norms by lending cash to farmers prior to harvest. That move aims to breed loyalty, eco-friendly harvesting techniques and uncompromised bean quality...
...donors for their plasma. For the impoverished farmers, it was an easy way to supplement their income. "When I asked if they donated blood, many said yes, many, many times--30, 40, sometimes 100 to 200 times," Gui recalls. Tragically, the needles used--some in the hands of entrepreneurial middlemen known locally as "blood heads"--were not always sterile. All it would need for the virus to take hold was one HIV-positive donor...
...Saddam get the cash? Starting in 2000, many buyers of Iraqi oil, often using middlemen, deposited a total of $229 million in illegal surcharges--of 10¢ to 30¢ per bbl.--into bank accounts controlled by the Iraqi government. Meanwhile, exporters of food, medicine and other items paid nearly $1.6 billion in kickbacks, often contracted as "inland transportation" or "after-sales service" fees...