Word: microloans
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...might seem logical to partner with established microlenders, yet insurers are finding that their policies as microloan tagalongs come with their own set of problems. In its Pakistan health-care trial, Swiss Re has seen many fewer claims than expected submitted by people receiving insurance as part of a loan. Giné, who has observed similar results in the Philippines, suspects loan officers sweep the added benefit under the rug. Reason? They fear that potential customers will walk if they feel they're paying for something they didn't ask for. So they never know about the coverage they have...
...practical immigration reform that includes a path to citizenship. Republicans should differentiate themselves from the left by heating up the lukewarm American melting pot with a firm insistence on learning English and a rejection of the silly excesses of identity politics. A smart GOP would be deeply in the microloan and free-English-lessons business in immigrant communities. Illegal immigrants can't vote. Their children will...
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