Word: lawyers
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Every year, millions of business owners agree to put their personal assets on the line. "Even a business with a solid balance sheet may be required to have a personal guarantee," says Therese Franzén, an Atlanta lawyer and chair of the American Bar Association's consumer-financial-services committee. The hope, of course, is that your business will thrive and you'll pay down the loan just as you would a mortgage.(See how to plan for retirement...
...what happened to us? Three years, two judges, one magistrate and many a lawyer later, our case was settled--the same surreal week the bank was bought by another bank. Now that our debt has been paid and the liens on our house have been lifted, we can focus on making a living as a team, enjoying our family and paying off our looming legal bills. I recently came upon a Benjamin Franklin quote that rings true: "He that goes a-borrowing goes a-sorrowing." Just make sure that if you do borrow, you know what's at stake...
Lynne Newhouse Segal was the picture of robustness. At 59, the slim former lawyer was an avid runner, golfer and yoga practitioner. Segal, who lives in San Francisco, was healthy by nearly every measure - except her cholesterol level, which a routine test four years ago revealed was high. High cholesterol is a key risk factor for heart disease, especially in a patient Segal's age and with her family history (several close relatives had had heart attacks), so her doctor put her on a cholesterol-lowering statin drug as a preventive measure...
...Wutai Mountain, the site of several dozen monasteries in China's central Shanxi province. But little more is known about whether he remains under some sort of detention or house arrest. "I talked to him on the phone for about two or three minutes," says Li Fangping, a lawyer in Beijing. "He wanted to hang up when we only talked for one or two minutes. He said his 'friends' were looking for him. He had to go. When asked about how he was and whether he was free, he said he was not bad, and he is free right...
After disappearing more than a year ago, a Chinese human-rights lawyer re-emerged this past weekend, to the relief of family members who had feared for his safety. Gao Zhisheng received several phone calls from colleagues in Beijing, and spoke briefly by phone with his children, who fled to the U.S. last year with their mother Geng...