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Most Harvard students rationalize the exorbitant cost of their education by viewing it as a prudent investment. Armed with bachelors’ degrees branded with Harvard’s prestigious name, many expect careers lucrative enough to exceed the nearly $200,000 spent during their four years in Cambridge. In order to result in a net utility gain and therein to serve as a judicious investment, the benefits of student’s time spent under the Crimson must exceed the costs—both the direct financial cost of attending, pegged at $48,868 for next year...
...news is that in many cases, investors can't write off as much as they might think. Among the restrictions: you must completely liquidate your account in order to claim a loss. You have to claim it as a miscellaneous deduction, which means you can only deduct losses that exceed 2% of your adjusted gross income (AGI); other miscellaneous deductions can include IRA losses and fees paid to a financial adviser. So if your AGI is $100,000, for example, and your 529 lost $8,000, you'll get a $6,000 write-off at most. Perhaps most important...
...inclined bench, a cloth placed over his nose and mouth, and water poured over the cloth - to induce a sense of drowning. In each "session," there could be no more than six applications of water to the cloth lasting 10 seconds or longer. No session was to exceed 40 seconds. (See pictures of the aftermath of Abu Ghraib revelations...
...whitethroat is hardly alone in clocking a killer flight schedule. Among other birds of its type - like the Subalpine warbler, the Orphean warbler and the Barred warbler - annual migrations exceed 1,500 miles, sometimes over the Sahara. It might seem that another 200 miles tacked onto a several-thousand-mile journey wouldn't be too taxing. But for the estimated 500 million birds that migrate annually from Europe and Asia to Africa, surviving the journey is already difficult enough. Migrating birds - some of them as small as your fist - pack on body weight to stock fuel for the flight, sometimes...
...into CAGW's Pig Book must fulfill one or more of the following criteria: • Requested only by the House or Senate • Not specifically authorized by a piece of legislation • Not competitively awarded based on a bidding process • Not requested by the President • Greatly exceed the President's budget request or the previous year's funding • Not the subject of congressional hearings • Serves only a local need or special interest...