Word: cushions
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...Harvard’s $36.9 billion endowment is the largest in higher education, though it trails Princeton’s $16 billion endowment on a per-capita basis. Under increasing scrutiny, Harvard and other wealthy universities have defended their sub-five percent payout rates as necessary to build a cushion against periods of financial downturn. Several of Harvard’s schools are heavily dependent on endowment money to fund their operating budgets. While some Harvard schools, like the School of Public Health, draw most operating revenue through grants and tuition, others, such as the Faculties of Arts and Sciences...
...worst housing slump since the Great Depression--prices are down 18% since mid-2006, according to the S&P/Case-Shiller national index--has made once safe mortgages look perilous and Frannie's capital cushion look alarmingly skimpy. In July, in another of his Sunday bombshells, Paulson asked Congress for the authority to do (and spend) whatever it took to keep the companies from going under. He soon got what he wanted, and he said he hoped that alone would be enough to see them through. But after taking a closer look at the exact state of their capital reserves and watching...
...corner, junior midfielder Kristin Bannon found Polet who fired the shot that Keating deflected in. It was the team’s first goal of the season for a squad that many hope will be able to realize its promise. Keating’s score was enough of a cushion for co-captain senior goalie Kylie Stone, who shined on the other end of the field. Stone notched four saves en route to her third career shutout. “It pretty much went exactly how our coach designed it,” Keating said. “We?...
...most insidious effect of building condos and industry along water is that we are systematically stripping coasts of the protection that used to cushion the blow of extreme weather. Three years after Katrina, southern Louisiana is still losing a football field's worth of wetlands every 38 minutes...
...wood, athletes have been using paddles, or bats, that include a layer of sponge between the paddle and the rubber - anywhere between 2mm and 4mm, according to International Table Tennis Federation (ITTF) rules. That sponge, and the glue layered between it and the rubber, can give players a cushion that helps them to spin and direct the ball better...