Word: argument
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...argument is that finance has become a Wild West of outrageous hidden fees, ridiculous fine print, deceptive come-ons and secret side deals designed to sucker us into predatory rip-offs we can't afford or escape. And the CFPA is supposed to be the new sheriff in town. It would be an independent agency empowered to write and enforce rules for financial products, so that banks would no longer enjoy lax consumer regulation - and nonbanks peddling loans from hell would no longer escape just about all regulation. It would be like a financial version of the Consumer Products Safety...
...Some retro critiques of the CFPA as a heavy-handed crimp on free markets reek of apologetics for an industry that's disturbingly reliant on gotcha games. That said, there are at least three plausible arguments - really, a three-part argument - against Obama's decision to declare the CFPA a non-negotiable element of reform...
...argument that better consumer protection will prevent the next collapse is no slam dunk. But better consumer protection is still a good idea! And the CFPA is a clear way to send a message that the economy is supposed to work for ordinary families. We should have a CFPA - and also size restrictions, stricter leverage rules and capital requirements, better regulation of complex derivatives, an orderly mechanism to wind down failing firms without bailouts and all the other elements of financial reform...
Emerging from under the rock that he calls "spring leave," Sandel discussed moral dilemmas similar to those presented in his course Moral Reasoning 22: "Justice." Urging people to engage their moral convictions in evaluating policy, Sandel instructed those in attendance "to rediscover the lost art of democratic argument." Sandel proposed a return to substantive moral discussions concerning policy issues...
...publicly that the media circus surrounding her first trial will make it impossible for her to get a fair hearing. As he told reporters last week, "Can the milk-shake murderer get a fair trial in Hong Kong? Probably not." In the end, that might just be her strongest argument...